Frequently asked questions
A broker is not limited to just a single insurance company. They have the authority to write policies with multiple insurance companies.
Coverage is based on an individual’s needs. Everyone has different coverage needs. A conversation with a broker will help uncover those needs.
It is true that insurance companies offer better rates when you bundle. However, due to other circumstances it can make more sense to have your home and auto separate.
No. If that was true, then new homeowners would not qualify for loans they apply for. The same is true for applying for new car loans. It would not make economic sense if applying for insurance negatively affected your credit.
They are your source of information and help. They can help you understand what is protecting you and your family. They are also key to getting the appropriate documents to companies that need them. Lenders almost always need proof that you are covered properly to satisfy the terms of the loan. This will lighten your burden of knowing which documents to send.
